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Guides / Cell phone plans

Buying a phone

Unlocked, refurbished or financed?

5 min read

Phones are often sold through monthly payments tied to a plan. Buying outright can give you more freedom to switch.

Options

  • Keep your current phone longer; a new battery can help
  • Buy unlocked, so you can use any compatible carrier
  • Certified refurbished phones can cost much less
  • Carrier financing spreads the cost but may tie you to a plan until it's paid

Watch for

"Free" phones often come as monthly credits over two or three years. If you leave early, you may owe the rest.

General educational information. Plans and prices change often. Pocketwise Club isn't paid by any carrier, internet provider or phone seller.